The selling of insurance in multiple areas to multiple policyholders to minimize the danger that all policyholders will have losses at the same time. Companies are more likely to insure perils that offer a good spread of risk. Flood insurance is an example of a poor spread of risk because the people most likely to buy it are the people close to rivers and other bodies of water that flood. |
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Schedule Secondary Market Section 1035 Exchange Section 415 Securities And Exchange Commission (SEC) Securities Outstanding Securitization Of Insurance Risk Segregated Account Self-insurance Settlement Options Severity Sewer Back-up Coverage Shared Market Short-term Disability Income Insurance Single Premium Annuity Single Premium Policies Soft Market Solvency Specified Disease Coverage Spendthrift Trust Clause Split-dollar Life Insurance Plan Spread Of Risk Stacking Standard Risk Class Statutory Accounting Principles (SAP) Stock Insurance Company Straight Life Annuity Structured Settlement Subrogation Substandard Premium Rates Substandard Risk Class Suicide Exclusion Provision Superfund Supplemental Coverage Surety Bond Surplus Lines Surplus Surrender Charge Surrender Cost Comparison Index Swaps.
