Home Insurance Glossary - Pre-existing Condition

The Definition of "Pre-existing Condition" is:

(1) According to most group health insurance policies, a condition for which an individual received medical care during the three months immediately prior to the effective date of her coverage. (2) According to most individual health insurance policies, an injury that occurred or a sickness that first appeared or manifested itself within a specified period, usually two years, before the policy was issued and that was not disclosed on the application for insurance.



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