Understanding how an insurance excess works is important for you to know before you sign on the dotted line to take out any policy. Many insurance policies come with compulsory or voluntary excess. The excess is the amount of a claim you pay and has two affects on your insurance...
Subsidence is the ground under a building moving downwards and is a particular problem when the movement is uneven beneath the foundations. Lots of factors can cause subsidence on their own or in combination with each other, like...
Home insurance, commonly called contents cover, is designed to compensate the policyholder for damage, loss or theft of personal possessions. The best way to think of personal possessions covered by contents insurance rather than fixtures and fittings covered by buildings insurance is that possessions are items that can be moved from property to property, like furniture, kitchen equipment and beds. Two types of contents insurance are available...
Reaching 50-years-old is a key milestone for your finances, as all of a sudden you become a less of a risk to insurance companies, who queue up to grab your business with all sorts of discounts and offers. More and more insurers are moving in to the over-50’s niche market, offering special products and incentives...
If you are paying for insurance, you want to make sure you get the most out of it in the event of having to make a claim. Insurance companies are good at resisting claims if they think a policyholder has broken the terms of any policy agreement, so read the small print and make sure you understand exactly what the policy covers and what it doesn’t...
You can save money on homeowners insurance if you know how. Discounts from your insurance company are available for a variety of reasons, ranging from the type of building material used to build your home to how close you live to a fire station. Here are 16 ways you can save money on your homeowners policy...
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