Home Insurance Advice Archive Page No. 2

Take a look at some of our home insurance related articles

15 Maximising your Insurance Claim

The best way to make sure you can make a full and accurate home insurance claim for any possessions that may be lost, damaged or destroyed is to keep a home inventory pack. There’s no dispute that setting the pack up is a real pain and can take some time, but in the end it’s worthwhile because if your home was completely destroyed and you had to list all your possessions from memory, the likelihood is lots of important stuff would be missed out...

16 Questions to ask for getting the best from your insurance

To make sure you have a home contents policy that is tuned to your needs, you need to have a list of questions for the insurance company to answer. Comparison goes beyond price – a policy can be cheap because the cover is insufficient for your needs. What you really need is a policy tailored as close as possible to match your requirements at an affordable price.

17 Top Five Mistakes Made When Insuring Your Home

Home insurance customers regularly make the same errors that cost them money when arranging their policies. If you bear these points in mind when talking to your insurance company, you can save yourself time, hassle and money in the long run...

18 Under Insured - What risks do you face?

What risks do you face? - Paying out for insurance that won’t pay you back when you make a claim is just a waste of money. You need to audit your possessions to make sure you have the right amount of insurance, so if the worst should happen, you are not left with a huge bill...

19 Ways to Save on Home and Contents Insurance

Every penny helps and if you can reduce the cost of your home insurance, that’s a few more pounds that stays in your pocket. Insurance companies like to encourage homeowners to take responsibility for their own property and possessions, and in many cases offer discounted annual premiums to people who can show they are acting to keep their property in good repair and to protect their possessions...

20 What Are The Four Pillars?

The benefits of scientific and medical advances are allowing people longer, more active lives with the downside that many become socially isolated and impoverished in their old age. In this country, life expectancy for men is 77 years and for women, 81 years, with almost 22% of the population aged over 60. That’s 13 million people over 60 out of a population of almost 60 million people...

21 What is an ‘Act of God’?

Most insurance policies clearly state that they do not protect against an ‘act of God’. This is a catchall phrase that insurers use as a get out for paying claims for events they did not predict or include in their risk calculations. Acts of God are often described as unpredictable or unpreventable natural disasters like hurricanes, floods and earthquakes...

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