A Handy Financial Tool For Borrowers - Whether you’re going to buy a home for the first time or an experienced homeowner, a loan mortgage calculator can precisely let you know what you have to understand about buying your new home. Looking for a new home? Determine how much your new home would cost you every month. By entering simple inputs like the loan amount, the repayment term and the interest rate, you can calculate your monthly mortgage payments conveniently...
Insuring your home as well as its contents is something that many people are unsure of it benefits, until the unexpected occurs. In fact there are many homeowners that labour under the misconception that they don't actually need to insure their home or its contents. Not everyone knows that when a mortgage banks lends money on a property, they automatically insure the percentage of the property that they have lent on...
Insurance is like the wheel – it’s been around for ages but no one can quite pinpoint where and when it started. The oldest type of insurance is probably the tribute, a word that derives from the Latin for to pay, assign or grant...
Here’s a quick question that will let you know whether you are under insured or not – how much is all the stuff in your home, garage, shed and garden worth? If you have to sit down and think about it, you are probably under insured because you should know. You would have had to tell your insurance company when you renewed your home contents policy...
Sooner or later it’s likely that something will happen to your home or possessions that will lead to you claiming on your home insurance. When it does, it’s important you know when and how to claim. Don’t overlook the obvious, like keeping the policy documents in a handy place so you can put your hands on them when you need to...
Home-owners need two types of insurance to protect their property and possessions from accidents, damage and theft. Buildings insurance pays for repairing or rebuilding your home – including damage to the fixtures and fittings, which are built-in kitchens and wardrobes, sinks and baths. Contents insurance protects personal possessions –things that can be packed up and moved, like pictures on the wall, carpets and the TV...
The financial upheaval everyone is experiencing at the moment is leading to many people considering whether to take in a lodger. The rent-a-room scheme allows homeowners to earn up to £4,250 a year from a lodger tax-free. Finding a lodger is straightforward, but letting out a room can have other implications...
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